re debt I think that if one is truly determined to enter religious life, one can pay debt off fairly dxpeditiously, depending, of course, on the size of the debt! Thousands owed for education are much harded.
i visited Regina Laudis a lo-oong ago, in 1957 to be exact, and met a postulant there. The dowry was $1000., a substantial amount of money in those days. She sold encyclopedias door-to-door and sooned earned the money. As far as i know she is still there.
Yes, I'm probably one of the oldest ones on this list --I'm 66!