Steubie Fights Back

[Groo the Wanderer]

[quote name='cmariadiaz' timestamp='1337325688' post='2432137']
I know one thing ... if I had been (way back then) going to Franciscan U, and this happened I would have been stuck with no healthcare whatsoever.
[/quote]

that is inaccurate. you would have had no health insurance.

c'mon peeps. let's not be sloppy like journalists and politicians. health care and health insurance are two entirely different things.

anyone without health insurance can get free critical care (and a whole lotta non-critical) by walking into any ER or public clinic. I've seen it personally at both JPS and Parkland

[Papist]

[quote name='Groo the Wanderer' timestamp='1337335769' post='2432146']
that is inaccurate. you would have had no health insurance.

c'mon peeps. let's not be sloppy like journalists and politicians. health care and health insurance are two entirely different things.

[b]anyone without health insurance can get free critical care (and a whole lotta non-critical) by walking into any ER or public clinic. I've seen it personally at both JPS and Parkland[/b]
[/quote]

This is true. Hospitals plan and budget for this. Hospitals also offer free public healthcare as part of charitable giving the the community. Hospitals extend financial assistance and discounts to uninsured patients and underwrite vital services that do not pay for themselves such as community clinics, research and education.

[Maggyie]

[quote name='Groo the Wanderer' timestamp='1337335769' post='2432146']
that is inaccurate. you would have had no health insurance.

c'mon peeps. let's not be sloppy like journalists and politicians. health care and health insurance are two entirely different things.

anyone without health insurance can get free critical care (and a whole lotta non-critical) by walking into any ER or public clinic. I've seen it personally at both JPS and Parkland
[/quote]

It's true you can walk into any ER. But you can't walk into an ER and demand a free pap smear or mammogram or that they screen you for diabetes. Getting people access to preventative healthcare is the key to driving down healthcare costs. Also just walking into an ER without the insurance and the ability to pay is not a good plan for people who value their credit score. If you are on welfare and somehow don't qualify for Medicaid then sure it won't hurt you.

But if you are a homeowner (or ever hope to be one), want to get past employer credit checks to get hired, or need to qualify for student loans, large medical bills in collections can really be a negative. There are even hospitals that will sue you and take you to court (their argument being, if you don't more or less live in the projects and you own things like a car, you can pay the $100,000 bill). They do make payment plans but for instance at the hospital where I had my d&c, 6 months is the max payment period. If you have a $18,000 surgical bill that's $3,000 a month. If you can't pay it off in 6 months it goes to collections.

[Norseman82]

[quote name='Groo the Wanderer' timestamp='1337302134' post='2431992']
except that one of the false promises of [s]antichrist[/s]obamacare is lowered cost ie lower premiums.


aint happening. seeing the opposite all over the place
[/quote]

They are putting their eggs in the basket of believing that, because of the mandate, younger, healthier people who they believe currently do not believe they need insurance, will buy insurance, thus increasing the pool of people covering the expenses. Of course, with group insurance, if a company's mean age for employees is older, you will naturally have a higher premium rate for that group as opposed to the company that has a younger mean age, so what would the next step be - setting age quotas for individual companies?

[cmotherofpirl]

[quote name='Maggie' timestamp='1337442926' post='2432638']
It's true you can walk into any ER. But you can't walk into an ER and demand a free pap smear or mammogram or that they screen you for diabetes. Getting people access to preventative healthcare is the key to driving down healthcare costs. Also just walking into an ER without the insurance and the ability to pay is not a good plan for people who value their credit score. If you are on welfare and somehow don't qualify for Medicaid then sure it won't hurt you.

But if you are a homeowner (or ever hope to be one), want to get past employer credit checks to get hired, or need to qualify for student loans, large medical bills in collections can really be a negative. There are even hospitals that will sue you and take you to court (their argument being, if you don't more or less live in the projects and you own things like a car, you can pay the $100,000 bill). They do make payment plans but for instance at the hospital where I had my d&c, 6 months is the max payment period. If you have a $18,000 surgical bill that's $3,000 a month. If you can't pay it off in 6 months it goes to collections.
[/quote]

Collections can't get blood out of a stone.

[add]

The Obama Administration has mandated that all health insurance plans must cover “women’s health services” including contraception, sterilization, and abortion-causing medications as part of the Patient Protection and Affordable Care Act (PPACA). Up to this time, Franciscan University has specifically excluded these services and products from its student health insurance policy, and we will not participate in a plan that requires us to violate the consistent teachings of the Catholic Church on the sacredness of human life.

[Maggyie]

[quote name='cmotherofpirl' timestamp='1337481911' post='2432836']
Collections can't get blood out of a stone.
[/quote]

True, but they can destroy your credit score long-term, which given what we use credit scores for is a pretty tragic thing to happen to a young person (or any person) who happened to get sick.

[Anomaly]

[quote name='Maggie' timestamp='1337526196' post='2432942']


True, but they can destroy your credit score long-term, which given what we use credit scores for is a pretty tragic thing to happen to a young person (or any person) who happened to get sick.
[/quote]There is no right that a student is entitled to room and board, tuition, and health insurance.

If the school decides it can't afford it with fees paid, oh well. The parents and adult students are responsible for their own care.

If its a matter of family finances, maybe it should be a cheaper local college, live with parents, and purchase insurance from parents employer.

Edited May 20, 2012 by Anomaly

[ThePenciledOne]

Eh, I'm currently at FUS as a senior this upcoming fall semester and I normally had to take out a policy through the school for health insurance.

Luckily I (hopefully) won't need it next year, I have a good set of genes....

Otherwise, my opinion of it is pretty neutral, since it's just money and politics and all the rest.....

[add]

WASHINGTON -- A coalition of Roman Catholic entities in the nation's capital has filed a lawsuit against the U.S. Department of Health and Human Services in an attempt to block the implementation of a health care reform mandate forcing the institutions to provide health insurance covering contraception and other medical procedures that run counter to church teachings.

The Jones Day law firm, which filed suit in United States District Court for the District of Columbia, is representing the coalition that includes Catholic University of America, the Archdiocese of Washington, the Consortium of Catholic Academies, Archbishop Carroll High School and Catholic Charities of D.C.

As The Associated Press reported, dozens of Roman Catholic institutions sued the Obama administration over its health insurance mandate on Monday, including the University of Notre Dame and the Archdiocese of New York.

[thessalonian]

[quote name='Maggie' timestamp='1337218071' post='2431522']
I note that they only dropped the student health insurance... not the insurance the faculty and administrators have. I wonder why.
[/quote]

My guess is it is a matter of timing. Students are signing up for fall school next fall now. Likely has something to do with timelines for putting plans together and signing up for insurance. I highly doubt stubenville will go along with the mandate for faculty and staff.

Edited May 23, 2012 by thessalonian

[Groo the Wanderer]

heard em on the radio the other day. they will not comply on the faculty and staff plans either. keeping those because they are not going up so much. student plan was to double in 1 yr and triple in 2. didn;t make sense to keep it

[cmaD2006]

[quote name='Groo the Wanderer' timestamp='1337335769' post='2432146']
that is inaccurate. you would have had no health insurance.

c'mon peeps. let's not be sloppy like journalists and politicians. health care and health insurance are two entirely different things.

anyone without health insurance can get free critical care (and a whole lotta non-critical) by walking into any ER or public clinic. I've seen it personally at both JPS and Parkland
[/quote]

Ok ... no health insurance. That's true. Which means, no health care. Well, unless a simple infection became so severe that then I'd walk into an ER.

And then at that point I'd be a poor college student owing an additional thousands of dollars due to a hospital stay that could have been avoided with proper care.


And thanks Groo for calling what I said sloppy ... all I know is that as a poor college student I really needed the insurance.

[cmaD2006]

[quote name='Anomaly' timestamp='1337529643' post='2432955']
If its a matter of family finances, maybe it should be a cheaper local college, live with parents, and purchase insurance from parents employer.
[/quote]

Or, no college.

[Groo the Wanderer]

no offense meant, but words have meaning. we cannot sloppily toss out the idea that we have no health care. we all have health care of some sort. health care does not equal health insurance.

...and one does not need health insurance to receive health care at most clinics. many are cash only and don;t file insurance due to the cost and overhead. no insurance to mess with means lower medical costs, so they tend to charge less.

[dairygirl4u2c]

[img]http://plinkplunk.files.wordpress.com/2010/08/explanation-motivational-poster.jpg[/img]

[add]

[quote name='Groo the Wanderer' timestamp='1337872169' post='2434394']
no offense meant, but words have meaning. we cannot sloppily toss out the idea that we have no health care. we all have health care of some sort. health care does not equal health insurance.

...and one does not need health insurance to receive health care at most clinics. many are cash only and don;t file insurance due to the cost and overhead. no insurance to mess with means lower medical costs, so they tend to charge less.
[/quote]
Let's  not forget who's at fault here, Obamacare has imposed a immoral edict on a Catholic institution and is attempting to socially engineer our lives and our religion.  
As a father and head of the household I pay for health insurance through a family plan.  my children are covered in college with this plan, as it should be.  

[Chrysophylax]

[quote name='Maggie' timestamp='1337218071' post='2431522']
I note that they only dropped the student health insurance... not the insurance the faculty and administrators have. I wonder why.
[/quote]
Correct me if I am wrong, please, but my understanding of this is that the insurance plan that the faculty and administrators are on currently does not provide for contraceptives and this is why they are still using it. I'm not 100 % positive, but I think that is what I heard.

[Groo the Wanderer]

correct

[add]

If your right eye causes you to sin, tear it out and throw it away.s It is better for you to lose one of your members than to have your whole body thrown into Gehenna.

And if your right hand causes you to sin, cut it off and throw it away. It is better for you to lose one of your members than to have your whole body go into Gehenna.

Paying for health insurance to provide the morning after pill is like that