Brother Adam Posted July 29, 2005 Posted July 29, 2005 After dropping Teresa off this morning my wallet fell out of my pocket (apparently, its never happened before), on our front lawn and an older gentleman pounded on my door and returned it. Naturally half the contents were missing (so I thought) but then searching the wallet I found the cards shoved into one pocket of the wallet. I'm wondering if someone could have written down all the numbers, but at the same time he could have genuinely been trying to do the right thing and return everything. So there is nothing actually physically missing, but I'm worried that someone could be on amazon.com right now with my numbers. Should I call and cancel everything?
mariology21 Posted July 29, 2005 Posted July 29, 2005 Maybe call and see what they suggest? Or at least make them aware of what happened. And then if they notice any suspicious charges on your cards they could suspend it or something like that? ~Jen
Laudate_Dominum Posted July 29, 2005 Posted July 29, 2005 [quote name='Brother Adam' date='Jul 29 2005, 07:50 AM']After dropping Teresa off this morning my wallet fell out of my pocket (apparently, its never happened before), on our front lawn and an older gentleman pounded on my door and returned it. Naturally half the contents were missing (so I thought) but then searching the wallet I found the cards shoved into one pocket of the wallet. I'm wondering if someone could have written down all the numbers, but at the same time he could have genuinely been trying to do the right thing and return everything. So there is nothing actually physically missing, but I'm worried that someone could be on amazon.com right now with my numbers. Should I call and cancel everything? [right][snapback]663555[/snapback][/right] [/quote] Hmm.. Personally, I wouldn't. But I tend to take chances more than most people. I just think about how easy it is to get credit card numbers these days. Everytime you give your credit card number to buy something someone could take it and buy stuff. I just don't worry about it because there are too many times when it could happen. I'd go nuts. Maybe the person was just leafing through all your stuff to find out where you live to return the wallet? Or maybe someone picked it up looking for stuff and dropped it, and a second person found it who returned it? I dunno...
Brother Adam Posted July 29, 2005 Author Posted July 29, 2005 Well... I cancelled the Visa and I have to wait until the bank is open for the Mastercard, but they also may have my routing and account number for the checking account, and that would mean canceling the entire account and opening an new one.
Laudate_Dominum Posted July 29, 2005 Posted July 29, 2005 [quote name='Brother Adam' date='Jul 29 2005, 08:02 AM']Well... I cancelled the Visa and I have to wait until the bank is open for the Mastercard, but they also may have my routing and account number for the checking account, and that would mean canceling the entire account and opening an new one. [right][snapback]663569[/snapback][/right] [/quote] Dang.. It doesn't seem worth it. I wish things were set up so that it wasn't so easy to get ripped off. I worked in a video store when I was 16 and they required a credit card to open an account, and we literally had hundreds (maybe thousands) of credit cards on file. Any of the shady characters who worked there could have had a field day on amazon with all those! I'm surprised it doesn't happen more often because it seems like it would be so easy to get CC info. Receipts in trash bins, billing statements and things from picking people's trash or stealing their mail.. getting a crumby minimum wage job where you have access to people's CC info, etc., etc.. I hope I'm not giving anyone any ideas! haha
Brother Adam Posted July 29, 2005 Author Posted July 29, 2005 Yes please don't give anyone any ideas. Most people get caught, but that doesn't mean we ever see our money again
StMichael Posted July 29, 2005 Posted July 29, 2005 [quote name='Brother Adam' date='Jul 29 2005, 07:50 AM']After dropping Teresa off this morning my wallet fell out of my pocket (apparently, its never happened before), on our front lawn and an older gentleman pounded on my door and returned it. Naturally half the contents were missing (so I thought) but then searching the wallet I found the cards shoved into one pocket of the wallet. I'm wondering if someone could have written down all the numbers, but at the same time he could have genuinely been trying to do the right thing and return everything. So there is nothing actually physically missing, but I'm worried that someone could be on amazon.com right now with my numbers. Should I call and cancel everything? [right][snapback]663555[/snapback][/right] [/quote] Better to be safe than sorry. I would treat this as if all the contents were missing, meaning all CC #'s, etc. It will be a pain, but at the very least you won't be worrying about identity theft.
Carrie Posted July 29, 2005 Posted July 29, 2005 I'd call and ask for new cards with new numbers. If the numbers were stolen, you'd have to deal with alot more hassles later on. Better to be safe than sorry (especially when it comes to your credit).
annabelle87 Posted July 29, 2005 Posted July 29, 2005 Oh my...that's one of the reasons I don't have and don't plan on getting credit cards. But in your case I think you're safe. Like others have said, though, I wouldn't take my chances...better safe than sorry.
Honour Posted July 29, 2005 Posted July 29, 2005 Most likely, they were looking for cash, thats why it was rearranged, or maybe looking for an ID (think: punk kids). I would just keep an eye on your account, you are probably not liable for any charges resulting from a stolen card/number. If you call the bank they will tell you to get a new card, because its no hassle for them....you however will be with one for a while, and if you are like me then you have to redo all your automatic withdrawals.
Fides_et_Ratio Posted July 29, 2005 Posted July 29, 2005 I think it was a smart move to call, Bro. Adam.. especially since stuff was moved around. Maybe he was just looking for an address... but then again... maybe that's what they would've wanted you to think.
Brother Adam Posted July 29, 2005 Author Posted July 29, 2005 Yeah, they aren't 'real' credit cards, they are debit cards with VISA and Mastercard logos. I've cancelled both of the cards and they are on 'hot card' status so if anyone tries to use them online they will be busted. woah. speaking of which I'ma gonna have to cancel the cards on my Paypal account. I still have to go downtown today to have our bank account number changed. What a hassle, but yeah, apparently calling was a very good thing to do as they have had dozens of cases where wallets were returned even with the cash still inside them, but the numbers were stolen in the past month.
Brother Adam Posted July 29, 2005 Author Posted July 29, 2005 [quote name='Fides_et_Ratio' date='Jul 29 2005, 09:58 AM']I think it was a smart move to call, Bro. Adam.. especially since stuff was moved around. Maybe he was just looking for an address... but then again... maybe that's what they would've wanted you to think. [right][snapback]663599[/snapback][/right] [/quote] Yeah. Chances probably are good he is a perfectly kind man, and once I know our accounts are safe I'm going to try to find him and reward him for doing the right thing and returning my wallet. Most local people around here probably wouldn't have.
prose Posted July 29, 2005 Posted July 29, 2005 The same thing happened to my husband. He just called the companies and put a flag on all of his accounts for suspicious spending. He didn't have to cancel anything. Hope that works for you
homeschoolmom Posted July 29, 2005 Posted July 29, 2005 Calling was the right thing to do. While it's a hastle, better safe than really, really sorry. I think it's kind of sweet that everyone has the thieves buying stuff from Amazon (at least our potential thief is well read!).... unless you mean the other departments. Shows where your own interests lie. Please, please tell me you don't carry your Social Security card with you. I've seen that many times and I always freak out when I see people carrying that... Is your SSN anywhere in your wallet? Some insurance companies issue that as their id number... and some states used to use that as their drivers license numbers...
kateri05 Posted July 29, 2005 Posted July 29, 2005 ha, thats actually one of the 4 good thing about CA, is that the drivers license is some random number (the other 3 being, the weather, the beach and my husband lives here) because in MD, it was your SSN. which, ps is SO illegal, you were never supposed to be able to use them as ID #s... ugh, the government
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